Loveland & Smart Insurance Services, Inc.

Self Insurance Simplified

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An Independent Wholesaler
At Loveland & Smart Insurance Services, Inc., providing alternative workers? compensation programs for large public and private employers has never been easier. With decades of reinsurance underwriting and brokering experience and venerable industry relationships, it is no surprise independent agents and brokers throughout the country prefer Loveland & Smart Insurance Services to meet their client?s needs. Our commitment to customer service is our number one goal since your success is our success!


Our core business solutions include:

  • Large Deductible Workers? Compensation programs
  • Excess Workers? Compensation and Employer Liability programs
  • Surety Bonds for the Self-Insured Employer
  • Public Entity Liability

Our simplified approach to complex workers compensation and public entity liability programs enable agents and brokers to save time on their accounts, understand policy coverage and features, and most importantly pursue other lines of insurance with their clients as well as new business.